Educating your children about being safe online may be as fundamentally important as teaching them how to cross the road. The internet makes it easy for youth to see and hear inappropriate content, meet online “friends” that you will probably never know and converse quietly with strangers while sitting right next to you. Parents should understand and accept that their children will grow up differently than those of their generation. This does not mean you have to step back and just watch it happen. Parenting has taken a turn over the years and the bar has been raised!
As your children grow up, invite them to talk with you about what they do online in the same way they do about offline activities. Equip your child so that they don’t feel bad about telling you what they see and do online. There are so many things to consider when teaching your children online safety and ensuring it is happening. To help guide you and narrow down the steps to take depending on their age, click below for an online agreement between you and your child from SafeKids.com.
Did you know that those born between 1977 and 1998—about 83 million people—are making smart choices when it comes to their financial and charitable futures? This is good news considering that the results of the 2015 NMI Healthy Aging Database® study show that one major concern among millennials is having enough money to retire.
Read about the top four financial things millennials are doing right:
- Saving for retirement. A recent study conducted by T. Rowe Price found that 40 percent of millennials increased their 401(k) contributions in 2015, which is nearly double that of boomers. In addition, millennials are sticking to their budgets and not overspending, which helps account for the extra contributions to their 401(k) accounts.
- Minimal debt. Research shows that nearly 66 percent of 18- to 29-year-olds don’t have a single credit card. Fewer credit cards allows them to handle debt in a way that doesn’t overwhelm their financial situation.
- Online savvy. As technology continues to drive our economy and the world at large, millennials are using the internet more than ever before for investment transactions. According to a FICO report, they use email, text messages, websites and mobile apps as their preferred communication channels for most financial institutional interactions.
- Donating to charity. As the millennial generation continues to increase their presence in social media, such as Twitter, Facebook and Instagram, they are being invited to support a myriad of charitable organizations by sharing and/or liking.
Imagine Your Impact at The Peninsula Metropolitan YMCA
Don’t just imagine your impact—make it. To learn more about the impact you can make with a gift to The Peninsula Metropolitan YMCA, please contact Danny Carroll at 757.223.7925 ext 203 or firstname.lastname@example.org.
The information on this website is not intended as legal or tax advice. For such advice, please consult an attorney or tax advisor. Figures cited in examples are for hypothetical purposes only and are subject to change. References to estate and income taxes include federal taxes only. State income/estate taxes or state law may impact your results.
Achieving Goals at the Y
I’ve always been an active person, but after college, the pounds really began to pack on. I had a vision of being in the military; I wanted to join the United States Air Force. However, I did not meet the weight requirement. This is when I began my weight loss journey. I worked out on my own and was able to drop some weight but after 8 months I hit a plateau. This past March I had my first fitness appointment at the YMCA with my Wellness Coach, Aaron. He was very professional and I was able to share my goals and aspirations.
We began this journey with a shared vision of what the outcome would be if I changed my eating habits and new fitness training principles. Within three weeks I could see my body changing. During the first few months, the workouts were very challenging, but he would not let me give up or quit. I have now lost 15 pounds and reduced my body fat by 9%! Coach Aaron has a saying that will stick with me forever; we are “making a hero.” Because of Aaron and the Y, I am ready to serve my country with pride.
The Y Has Many Opportunities to Help You Achieve Your Goals
Whether you are just starting your journey, stuck on a plateau, or just need a change in your regular fitness routine we’re here to help.
- You can check out our Personal Training options here and schedule an appointment to meet with one of our Personal Trainers to discuss your well-being goals.
- Our FITQUEST exercise program can be custom tailored to fit your needs. FITQUEST has something for everyone, all ages and fitness levels. Use FITQUEST’s online tools at home, work, or at the Y. See what it can do for you! Make an appointment with a FITQUEST Coach to get started today.
The Y brings people together every day, providing opportunities to promote healthier decisions that support physical, intellectual and spiritual strength.
As a senior, how can you make the most out of your life? We all strive to be happy, but are there certain steps we can take for ourselves and our bodies so we can become the best we can be?
- Treat Your Body Right – Health is vital to living a happy life. Make sure to treat your body right by eating well and getting plenty of exercise. Dump the junk food in favor of fiber-rich, low-fat, and low-cholesterol eating, make sure to get plenty of zzz’s at night, and find a work-out activity that is enjoyable and right for you.
- Reduce Stress – Lots of stress can make it hard to be happy. Figure out stress relievers that work for you and perform them regularly (read a good book, make a cup of hot tea, meditate, etc.)!
- Make More “You” Time – Constantly putting others first is admirable, but this sometimes causes self-neglect. To take care of the people you love most, you need to make sure to take time for yourself. Whether this is self-reflection time or exercise, you need more “you” time!
- Be Financially Stable, But That’s It– Studies have shown that once beyond the poverty level, more money doesn’t usually bring more happiness, because with increased means often come increased desires. Use extra funds to do things you have also wanted to do, like traveling, or starting a new hobby.
- Find a Purpose – Getting involved with a cause you believe in can help give you a sense of purpose, overall increasing your happiness in life. Helping others can help transform your life.
At the Y, we care. We offer a variety of classes and programs that can help address your concerns, such as Group Exercise Classes for Seniors (http://www.peninsulaymca.org/schedules/) as well as different health modules throughout each month.